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Poster Name:
No insurance

Poster Message:
@ #8, correct, none of the firms that provide fraternity insurance will cover "unofficial" chapter members. The part that you apparently don't understand is that FRMT, Ltd. could consider the DU actives' actions to engage in the merger as a breach of the DU national's risk management policies (which are directly incorporated into FRMT, Ltd.'s liability insurance policy terms and conditions) that in turn would allow them to deny coverage in the event of a claim. So, do what you want, but everyone just needs to understand that paying a claim for a lawsuit or accident could easily end up being the responsibility of homeowners policies of the actives' parents. The house corporation board alumni members would also not have coverage because they too would be in breach by allowing the actives to violate the DU national's risk management policies.