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Isn't Ross BBA like 75% out-of-state kids? For OOS students Ross vs NU, Ivy, Chicago, Duke is a cost neutral decision. For in-state kids, the elite privates have ridiculously generous financial aid packages. So again, I don't believe it. If I was interviewing you and you told me you turned down Chicago for Michigan I'd end the interview. You obviously are either a liar or just make really poor decisions. And if truthful, you must also fear competition, i.e. intimidated easily. As for finance, an engineering kid will get any IB offer over a Ross kid.