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Also, some houses have a payment plan and might not care if you're a few days late on your payments. I pay about $500 a semester for dues BUT the first semester I joined, I dropped a good 1k on everything including some clothes, my badge, etc. Also keep in mind you don't have to drop major $$$ on all the clothes or a fancy badge. There will always be another clothing order and you can buy a nicer badge somewhere down the line. I pay for it all myself. My parents have NEVER dropped a dime on my sorority so it's doable, just SAVE SAVE SAVE!!!